Protecting What Matters Most with Tailored Coverage and Concierge-Level Service
At Hi-Lo Insurance, our mission is simple: deliver smart coverage and unmatched service. We take the guesswork out of insurance by guiding clients through clear, customized solutions designed to protect their homes, vehicles, businesses, and more. Whether you’re a first-time homeowner, a busy professional, or a business owner with complex needs, we provide the clarity and confidence you need to safeguard your future.
Founded on the belief that insurance should be personal, transparent, and stress-free, Hi-Lo Insurance has become a trusted Texas insurance agency serving clients across Houston and beyond. With years of industry experience, our team has seen how confusing and overwhelming the process can be. That’s why we built our agency around concierge-style service - treating every client like a partner, not a policy number.
What We Do
We specialize in helping individuals, families, and businesses find comprehensive, affordable coverage tailored to their unique needs. As an independent insurance agency, we work with top-rated carriers to give you choice, flexibility, and value. Our specialties include:
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Homeowners Insurance – Protecting your property and peace of mind.
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Auto Insurance – Reliable coverage for your daily commute or your entire fleet.
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Umbrella Insurance – Extra protection for high-net-worth clients.
- Insurance for Real Estate Investors – Tailored protection for rental properties, investment homes, and property portfolios in Houston and across Texas.
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Commercial Liability Insurance – Safeguarding businesses against everyday risks.
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Commercial Auto & Fleet Insurance – From work trucks to delivery vans.
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Medical Professional Liability – Protection for doctors, nurses, and healthcare providers.
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Business Owner Policies (BOP) – Streamlined coverage packages for small and mid-sized businesses.
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Life Insurance – Security for your family’s future.
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Risk Management Guidance – From everyday exposures to specialized needs, we help minimize risk and maximize value.
Our Values
At Hi-Lo Insurance, we stand on three core values:
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Service First – Every client receives hands-on support and responsive communication.
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Transparency – We explain your options clearly, so you understand your coverage before you sign.
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Partnership – We work alongside you to anticipate needs, solve problems, and protect your priorities long term.
This isn’t just insurance - it’s a relationship built on trust.
Our Digital Brand: TX Insurance Finder
To make shopping for insurance easier, Hi-Lo Insurance operates TX Insurance Finder, a modern resource where Texans can explore coverage options and request quotes online. The same licensed Hi-Lo team provides the guidance behind both brands.
Why Choose Hi-Lo Insurance?
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Independent Advantage – We’re not tied to one carrier, so we find the best fit for you.
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Concierge-Style Support – Personalized guidance every step of the way.
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Local Expertise – Proudly serving Houston and Texas with solutions tailored to local needs.
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Comprehensive Solutions – From personal lines to complex commercial risks.
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Peace of Mind – Knowing you have a trusted advisor on your side.
Let’s Protect What Matters Most
Insurance doesn’t have to be complicated. At Hi-Lo Insurance, we make it clear, simple, and personalized. Whether you’re protecting your home, car, business, or future, our team is here to guide you with expertise, transparency, and care.
Ready to get started? Contact us today for a free consultation or quote.